SBA 7(a) Working Capital Pilot Program Support
Expand your lending capabilities with confidence, ensuring compliance and risk mitigation.
In 2024, the U.S. Small Business Administration (SBA) introduced the 7(a) Working Capital Pilot Program (WCP) to provide lenders with a streamlined and efficient way to support the working capital needs of small businesses. Under this initiative, lenders can offer asset-based or transaction-based lines of credit up to $5 million, backed by SBA guarantees of up to 85%. Running from August 2024 to July 2027, the WCP facilitates both domestic and international transactions, empowering small businesses while keeping lenders competitive in a rapidly evolving market.
As a trusted leader in asset-based lending solutions, ABLC offers a specialized SBA 7(a) Working Capital Pilot (WCP) Support Program to help lenders meet the compliance and collateral monitoring requirements of the initiative. Our Borrowing Base Monitoring (BBM) product delivers a cost-effective, scalable, and regulatory-compliant solution, allowing lenders to focus on funding small businesses while maintaining full portfolio control.
How ABLC Supports 7(a) Lenders
End-to-End Borrowing Base Monitoring
We handle the collection, validation, and analysis of borrower-submitted accounts receivable and inventory data, ensuring accuracy and SBA compliance.
Customizable Reporting & Analytics
Receive daily, weekly, or monthly reports with real-time insights to track borrower performance, assess risk, and make data-driven lending decisions.
Seamless Integration
Our BBM process aligns with your existing systems, reducing administrative burdens and eliminating the need for costly internal monitoring infrastructure.
Fraud & Risk Mitigation
We detect anomalies early, providing proactive alerts to safeguard your lending portfolio.
Expert Support & Industry Knowledge
With decades of experience in asset-based lending, ABLC serves as your trusted partner, ensuring full compliance while maximizing the potential of the WCP program.
ABL Infrastructure Support
Staff Training
Empower your workforce with targeted training solutions designed to enhance ABL expertise, compliance awareness, and risk management skills for seamless program execution.
Backroom Support
Streamline your operations with expert backroom assistance, ensuring efficient loan processing, accurate collateral tracking, and regulatory compliance without burdening internal resources.
Build ABL Infrastructure
Develop a strong, scalable foundation for your ABL operations with ABLC’s strategic guidance—covering policy development, system integration, and risk controls tailored to your lending needs.
For over 35 years, ABLC has been a leader in field examinations, risk analysis, and asset-based lending solutions. Our WCP Program Support gives lenders the confidence to participate in the SBA 7(a) WCP initiative without the complexities of internal collateral tracking.
Let’s Talk About Your Lending Needs
We are here to help you navigate the complexities of asset-based lending with clarity and confidence. Whether you are evaluating new opportunities or managing existing portfolios, our experts are ready to assist.