Problem Loan Workouts
Turning problem loans into recovery opportunities.
ABLC’s problem loan workouts deliver expert solutions to manage underperforming loans. From assessing turnaround potential to liquidating collateral, our services are designed to maximize recovery while preserving valuable borrower relationships.
Expert Solutions for Problem Loan Management
Identifying and Assessing Distressed Assets
We analyze underperforming loans and review borrower operations to identify risks and recovery opportunities. Our detailed assessment of accounts receivable, inventory, and collateral provides the foundation for informed, strategic decisions.
Customized Workout Plans
We develop tailored plans to stabilize distressed borrowers and address immediate challenges. Our collaborative approach ensures that strategies align with lender goals and support sustainable recovery.
“Baby-Sitting” Services
During financial distress, our team steps in to oversee daily financial operations, ensuring compliance with financial agreements. This allows lenders to focus on other priorities while maintaining operational stability.
Review of Company Procedures
We evaluate borrower operations to identify inefficiencies, weaknesses, and mismanagement that contribute to financial challenges. This assessment informs strategies for a successful turnaround.
Accounts Receivable Collection
Our expert collection services focus on recovering outstanding receivables efficiently, boosting borrower cash flow and aiding recovery efforts to protect lender interests.
Collateral Liquidation
When liquidation is necessary, we facilitate the orderly sale of inventory and pledged assets. Our process maximizes recovery value while minimizing disruptions to the lender’s portfolio.
Expert Solutions for Problem Loan Management
Initial Assessment
We begin with a thorough evaluation of the borrower’s financial condition, collateral, and operational practices to identify risks and establish a baseline for recovery.
Customized Workout Plan Development
Based on our assessment, we designed a tailored plan to stabilize the borrower, including strategies for operational improvements, debt restructuring, and cash flow optimization.
Implementation
We work closely with lenders and borrowers to execute the workout plan. This includes managing receivable collections, optimizing cash flow, and providing hands-on oversight where needed.
Monitoring and Adjustment
We continuously monitor progress, adjusting as circumstances evolve. Regular updates and transparent communication ensure you remain informed every step of the way.
Let’s Talk About Your Lending Needs
We are here to help you navigate the complexities of asset-based lending with clarity and confidence. Whether you are evaluating new opportunities or managing existing portfolios, our experts are ready to assist.